We respect the privacy of our valued customers and prospective customers and the use of their credit information. We process their credit information made available to us, in compliance with the Credit Reporting Agencies Act 2010 (Act 710).
You may request for access to or correction of your credit information or limit the processing thereof at any time hereafter by submitting such written request to us via:
Any inquiries or complaints with respect to your credit information should also be channeled to us in this manner.
You represent and warrant that the consent of third parties (e.g. you emergency contact person, referrals, authorized representative) whose credit information you have provided and disclosed to us have been sufficiently obtained to allow us to process the same in relation to the Purpose.
Please note that it will be necessary for us to process your credit information for the Purpose, without which we will not be able to carry out the Purpose.
We trust that you will consent and agree to the terms above with respect to the processing of your Credit information by us. If we do not receive any response from you on the above, we shall assume that you are agreeable to the same.
The Credit Reporting Act 2010 promotes fairness, accuracy and privacy in the practice of credit reporting. Credit reporting agencies collect and disclose information about you, such as a failure to pay your bills or if you have been made bankrupt. The Act, gives you specific rights, most of which are summarized as below.
Your credit information cannot be collected and used for any purpose other than what is provided under the Act.
Your consent must be obtained before a credit reporting agency can disclose/reveal your credit information.
Your credit report can only contain information according to the Act.
Your right to request from a credit provider information regarding reasons of unfavorable credit action
Your right to access credit information or credit report
Your right to dispute incorrect credit information